BANK OWNED!! SKIP THE SHORT SALE HASSLE! Home will not FHA finance. Home is missing appliances and needs interior carpet and paint. Exterior needs paint and some water damage repair. Home has wood flooring in dining and kitchen. ** Buyers who are financing must be pre-approved with either Wells Fargo Home Mortgage or Wachovia -NO EXCEPTIONS** Cash buyers must provide proof of funds. Agents PLEASE read all confidential comments VERY carefully.