BANK OWNED! Skip the short sale hassle! Home has three full baths and two half baths, three car garage, circular drive, new brick paver pool deck in 2005, lake and golf course view, wet bar and fireplace in family room, large master bath with separate glass shower and center jetted tub, and a large kitchen with an island. Community requires a $81,000 equity golf membership payable at closing. **BUYERS WITH FINANCING MUST HAVE A PRE-QUAL LETTER WITH EITHER WELLS FARGO HOME MORTGAGE OR WACHOVIA (Not necessary to fund with either company)** CASH BUYERS MUST SHOW PROOF OF FUNDS.