BANK OWNED, LENDER OWNED PROPERTY...PRE QUALIFICATION LETTER OR PROOF OF FUNDS MUST ACCOMPANY ALL OFFERS... BEING SOLD AS IS WITH RIGHT TO INSPECT... ***PLEASE SUBMIT ENTIRE OFFER PACKET AT END OF MLS. VERY SPACIOUS 3 BED + DEN UNIT WITH 2 CAR GARAGE, OVERLOOKING POOL, LAKE AND GOLF COURSE...