3526 Manatee Dr., St. James City, FL 33956

Are you searching for a concrete block home and want to be on the water, but don't want to pay for a waterfront home? Then here is your answer! This 1998 3 bedroom, 2 bath, 2 car garage home is in a neighborhood with an HOA, but it is only $150/year, offers a neighborhood boat ramp, and no restrictions to leave your boat on your property! There is quick access to the Gulf of Mexico, with no bridges or locks. This beautiful home was remodeled after Hurricane Ian, and is ready for you to start living your best "Island Life"! There is no carpet, the living area has a cathedral ceiling, and the primary bath has a separate tub and shower! The sliders leading to the covered lanai, are pocket sliders making outside living inviting for entertaining! The large screened deck to enjoy the warm Florida sunshine with a completely fenced-in backyard and vacant lots behind and on both sides, offering lots of privacy. And, one of the most important items, is the FEMA paid flood policy paid through November 28, 2025, which is transferable to the new buyer! Make your appointment today!