3522 Saddle Back Ln., Lutz, FL 33548

Welcome to your dream lakeside retreat! A rare opportunity on Saddle Back Lake for under $800,000 and zoned for Steinbrenner/Martinez/Schwarzkopf - an A+ school district in the heart of Tampa! With 5 bedrooms, 3 bathrooms, and a detached two car garage on over a third of an acre, including two primary bedrooms with cathedral ceilings and bathroom ensuites, you'll have ample space for family and guests. Both primary bedrooms also offer access to a second-story deck overlooking the shimmering lake. Enjoy the great outdoors with an array of amenities, including a concrete boat ramp, two-story concrete dry dock, above-ground pool, and a floating jet ski dock. The lush grounds feature fresh sod, fruit producing trees (Orange Navel, Hybrid Orange / Lime, and Banana) surrounded by the private, meticulously maintained 50 acre ski lake teeming with bass and surrounded by protected cypress trees. Not only does this oasis beckon boating enthusiasts and nature lovers alike, the home is elevated and does not require any flood insurance! Step inside to discover custom oak woodwork, beautiful newly refinished hardwood floors, and river rock exterior accents. The kitchen is a chef's delight, equipped with custom oak cabinets, newer stainless steel appliances, and granite counters illuminated by subtle backlighting. Cozy up by one of the two wood-burning fireplaces or whip up a feast in the outdoor kitchen, complete with a cooktop, fridge, and sink. Stay comfortable year-round with dual AC units, a newer water heater, and LED lighting throughout. The washer and dryer are conveniently located upstairs, and all the bedroom closets feature automatic interior lights that add to the home's practical appeal. Recent Upgrades include a new well, house water purification system, and sump pump. A new sprinkler pump pulls directly from the lake, while the exterior has been enhanced with a new fence, railing around the deck, freshly stained trim and doors, new sod, and soon to be resealed driveway. Don't miss this opportunity to own a slice of lakeside paradise with an abundance of features and upgrades. Schedule a viewing today and let this waterfront oasis become your new sanctuary!