BANK OWNED Royal Harbor 3 bedroom + Den, 3 bath home with direct gulf access and boat dock. Hardwood floors throughout with carpet in bedrooms and tile in master bath. Property features large island and granite countertops, pool and large paver driveway. Being sold AS-IS, WHERE-IS. Please see confidential comments for offer and showing instructions. Seller has multiple offers on this property and is requiring highest and best by 5 pm on 1/20/2010. Please follow offer instructions to submit a highest and best offer. All information and property details are deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it.